You have a passion for cars...
We have a passion for protecting them.
As a car collector, you appreciate the difference between a 1956 Silver Cloud and a mass market car. As an agent for individuals with unique possessions and sophisticated lifestyles, we understand the importance of exceptional coverage and service. With coverage for collector cars you get a policy that provides much more than conventional insurance.
High value car coverage – Whether it's a historic automobile or a newer exotic car, we offer higher limits of coverage.
Agreed value coverage especially designed for collector vehicles – Pays the full-insured amount in the event of a total loss and reflects the insured value of the car. For partial losses it includes diminution in value as a result of the loss.
Flexible usage – Because most collector cars are maintained primarily for use in exhibitions, club activities, parades and other functions of public interest, our carriers can reduce rates that reflect this limited use.
Repair shop of choice – Policyholders are free to use any restorer they choose or even do the work themselves with no reduction in loss settlement.
High optional liability limits – Coverage includes protection from legal actions for up to $1 million, more than most other insurance companies offer. For collections where there are more cars than drivers, blanket liability coverage is available, so you can avoid multiple premium charges.
"For display only" coverage – The specialty program offers specially priced coverage for large car collections that are primarily "for display" (garaged and/or exhibited) and driven only to maintain the vehicle.
This website provides a basic summary of the insurance products offered by Martin & Zerfoss. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.