Commercial property (also called investment or income property) refers to buildings or land intended to generate profit, either from capital gain or rental income. This includes office buildings, industrial property, medical centers, hotels, malls, retail stores, shopping centers, farm land, multi-family housing buildings, warehouses, garages and more.
Our commercial property program offers one of the most extensive property protection plans available. Exceptional coverages protect against loss to both buildings and business personal property, along with optional business income protection.
Carriers vary, but coverages can include: property valuation that covers the cost of replacement at the same or another site, ordinance or law, customs duties, brands and labels, extended warranties, and undamaged tenant improvements and betterments. This coverage combined with our underwriting expertise and claims service, means you can count on Martin & Zerfoss to be there when you need us most.
This website provides a basic summary of the insurance products offered by Martin & Zerfoss. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.