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Where primary policies such as general liability, auto liability and professional liability end, umbrella liability begins, providing flexible excess liability protection above your primary coverage limits. We can provide greater flexibility in adapting to various or unique primary insurance policies, such as miscellaneous professional liability insurance, errors and omissions, aviation, marine and liquor liability. In many cases, the million-dollar underlying policy limit just isn’t enough to protect your multimillion-dollar company. Allow Martin & Zerfoss to create a customized plan with limits that fit your needs.  

This website provides a basic summary of the insurance products offered by Martin & Zerfoss. It is not a statement of contract and coverage may not apply in all areas. For a complete description of coverage, please read the insurance policy, including all endorsements.


Serving insurance needs since 1978.

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